“When your house burns up lots of people show up at the scene – contractors, adjusters, etc. Our decision in the first days after the fire was to call or trust no one that we didn’t already know and trust. I will be forever grateful to my cousin who when called personally directed me to Kevin Allen & Adirondack Public Adjusters, LLC.”

– Ms. Liz Howe, Saratoga Springs, NY

Retaining our services enables you to focus on the recovery process...

First, focus on your family. Locate temporary housing (hotel, family, friends). Once the dust has settled you should attempt to find a rental property located in your community. Most Homeowner Policies provide coverage for Additional Living Expenses and Loss of Use. This coverage will cover the increased cost of living resulting from your loss. A local realtor can assist you in finding housing.

Protect your property from further damages. You are required under the Policy to mitigate damages. Therefore, secure the property and have any openings (roof holes, broken windows) covered to prevent additional damages from the elements.

Hire professional assistance. Listed below is a breakdown of the services provided by Adirondack Public Adjusters, LLC. Adirondack will remove the weight from your shoulders and the burden of the claims process.

• Adirondack Public Adjusters, LLC specializes in the preparation, presentation, and negotiation of first party insurance claims ACTING ON YOUR BEHALF, AS YOUR ADJUSTER.
• Licensed by the New York State Insurance Department, our Adjusters work for you to maximize your recovery and protect your investment. Following a loss to your home or business, you will be expected to make decisions that will influence the Insurance Company’s handling of your claim and the value of your claim settlement.
• We will advise you of your rights and obligations under your Policy of Insurance.
• We will assemble the supporting documentation required by the Insurance Company, including building estimates of repair and a complete inventory of your personal property and/or business property.

Protect Your Health

The fire is out. However, you need to realize that the environment within your home could be hazardous to your health. Soot, carcinogens, and unidentified bi-products of the fire remain in the home. As items in the home are moved these particles become air borne. As you enter your home and begin to sift through your belongings, we recommend that you wear a respirator or mask and do not allow your children to enter the home.

Protect Your Financial Investment

The house is a total loss, why would I need to hire Adirondack Public Adjusters, LLC? There is a difference between a total loss to your home and personal property versus a total loss to your Policy. Your Insurance Company is not going to come to your home and simply issue a check for the building and personal property limits. Your claim needs to be presented and documented. Normally, your home is your largest and most valuable asset and this investment needs to be protected.

As mentioned above, by retaining Adirondack, you will be able to focus on yourself, your family, and your work.